Accurate & Compliant Calculations

Discussing a compliance solution without addressing the difficult and critical topic of mortgage calculations would be unacceptably deficient. DocuTech provides the same world-class level of expertise with our mortgage calculations as you’ve come to expect from our mortgage documents.

TIL Calculations

Our battle-tested APR calculations comply with the stringent regulations demanded by the Truth in Lending Act (TILA). Providing accurate APR calculations, payment schedules and amortization schedules reinforces a solid foundation for our calculations. Various mortgage industry peers have recognized how adept and precise we are at performing these complex calculations and have approached us about licensing our calculation technology.

Escrow Calculations

Generating escrow calculations correctly can also be problematic. DocuTech helps to manage these complicated calculations as well. Clients who use our escrow calculations may simply pass us their escrow due dates and annual amounts, and we’ll take care of the rest. Using your inputs we’ll calculate the amount to collect at closing to insure the borrower will always have enough to cover their various taxes avoiding payment shock. As always, if you’ve mastered the finer points of escrow and would prefer to manage this yourself, simply pass us the specific escrow amounts you’d like to collect with other pertinent escrow information and we’ll populate your data directly on the applicable documents.

Although there are many other important calculations we perform, know that DocuTech is quietly meeting all of your calculation needs.

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“DocuTech offers an array of compliant and guaranteed documents that greatly enhances our procedures and methods and works better with our LOS than our last provider.” Chad Jampedro V.P. of Operations, GSF Mortgage Corp.